With the passage of time, entire generations go through radical transformations, which also become evident and harder to ignore. The tiny tots change into kids who the, have to enroll in the schools. Afterwards, the different phases of life carry on. During these transformations, there is a high probability that they will undergo physical changes, hormonal changes as well as mental changes. Students work and study at their own pace; therefore, it is crucial for people to recognize the fact that students differ in their learning styles. The enforcement of the learning material and forceful learning strategies could discourage the learners and inevitably decrease their self-confidence adversely.
It contributes positively and brings about significant growth and development, when students are allowed to grow at their own pace, and employ self-discipline through the integration of e-learning methods or technologies. Conventionally, the students also face a lot of daunting situations and problems during their academic life. Do you want to know about those?
Some of them are explained below:
It is quite common for the students to go through a lot of problems in the initial stages of their education or in the first few days! For instance, the inability to discern the lessons, grasp the concepts clearly or any other difficulties that might arrive in the learning process.
However, many solutions act like saviors for the students in need. The students can easily acquire Educational Assistance. In the current technological era, many platforms are available for assisting the students such as Massive Open Online Courses (MOOCs), social media platforms, and a plethora of websites for resolving the queries. The Education Help online has notably provided a range of benefits for the people.
Whether it is the college life, undergraduate life, or high-school life, time management is an essential skill whose importance cannot be downplayed at any stage.
An extensive range of the daunting assignments and projects are assigned to the students, which naturally makes it difficult for them to manage. However, don’t overwhelm in the situations where you’re unable to manage extra activities, social life, work, and class schedules. The obsession to be the first in class and ace all exams with the best grades plagues students at all levels.
However, living this exhaustive and over-burdened life can easily result in a burnout. It may even lead to chronic depression and many students have taken their own lives, owing to the fact that they couldn’t take it anymore. Therefore, the wise thing to do is not to overwhelm yourself and incorporate fun elements in the study breaks, for instance, listening to music, watching a podcast, or even a comedy show etc. so that you can freshen up and save yourself from tiring up!
Do you experience anxiety before a test? It is nothing to be worried of! Most students go through this menace! It’s quite normal and a part of life. The little stress has the potential to motivate the students for the preparation of the exams. However, for some students, this anxiety can prove to be paralyzing for their mental abilities during the exam time. The best strategies for alleviating this kind of stress is to adequately prepare for tests, having hearty breakfasts, get plenty of sleep, and calm yourself down with ample meditation before undergoing any kind of exam!
Homesickness is a big reality for the students living on campus, in hostels, especially those situated at long distances from their homes. If that is the case, Moreover, you can consider taking advantage of the support group’s available on-campus for the students. Do not shy away from sharing this with the others going through the same ordeal, it will help make it easy for you!
Since the increased level of stress can also contribute to emotional breakdowns and easily cause chronic depression, many campuses even offer free counselling sessions or therapy for such students.
Another predominant problem faced by the students is when they fail to establish healthy relations with their peers. It is no secret that college life entails a lot of drama, dating and silly competitions between immature students. The resulting social relations can often prove to be a huge source of distraction if conflicts arise!
One way of avoiding conflicts by taking a small break away from the chaotic life of the campus. You can allocate some time for the studies while also taking care of yourself. Furthermore, inadequate sleep, poor self-care patterns, and stress could lead to contracting the illness. Therefore, it would be highly beneficial if, during this time, you consume a healthy balanced diet along while also maintaining good sleeping patterns.
Choosing the major
The process of making a choice for the major is immensely difficult. Moreover, a lot of pressure is also imposed upon the students during making the choice for major. However, it is important to note that the decision towards choosing the right career is extremely crucial for the future. People don’t look forward to developing a systematized strategy for themselves. The college majors are crucial; therefore, the decision regarding it shouldn’t be taken in a hurry. Instead, if you’re unsure about making the choice, you can consider availing the assistance of the career advisors, teachers or own evaluation. Moreover, you should assess your interests, skills, values, strengths, and weaknesses before making a decision.
The highly alarming inflation in the tuition cost is naturally becoming a big problem for the students. Empty wallets, additional expenses, housing supplies, furnishings, transportations, and textbooks – this all adds up to the unmanageable debt along with tuition fees. The inability to afford the high expenses encourages the students to drop out of the college. Isn’t it appalling? Certainly!
However, loans are a practical option in this regard, though a pill which is harder to swallow. It is a relatively easy process but most of the students aren’t aware of the repayment procedures that significantly increase their stress level. You can even consider an on-campus job for eliminating the potential transportation expenses.
How to apply for students loans?
The Student loans make the dream for higher education come true for most parents and students, by paying for associated expenses or fully covering the tuition fee or both. Most students obtain these loans from either private institutions such as banks or the government. For obvious reasons, the government loans have lesser interest rates. Moreover, they also have comparatively flexible repayment options, meaning that it’s easy for you to payback!
However, many of the students hesitate in acquiring the loans due to the unavailability of sufficient information.
Do you happen to be one of them? Let’s resolve any such queries that you may have by answering some ubiquitous questions:
There are a lot of options available for loans. The wise thing to do is, to carefully analyze and think about all of them, however, choose the option that best fits your needs. The loans being offered under the government-run programs are the most reliable and stand to be your best option for funding the college education. However, you may have to opt for the student loans being offered by private institutions, which happens once you have attained the upper cap of what you can borrow, but still falling short of the amount required.
For a government loan, pay a visit to the financial aid center at your school. They will help you along the steps you may have to take in that regard. You will be required to submit a FAFSA form, where you give the relevant specifics pertaining to your finances – deposits maintained in the bank and other accounts, sources of income (if any), and the social security numbers, telling your identity.
Once FAFSA gets processed, an offer for financial aid will be given. Once you have made the decision to accept receiving the funds, you may have to undergo the process of entrance counseling which entails a comparatively short training about how exactly your student debt functions.
How do I pay my student loans?
Americans owe a huge amount of student debt, which as per the figures of 2017, stands to be more than a staggering $1 trillion, acquired by 44 million borrowers, while the average student debt ranges from $19,000 to $40,000.
Paying back a large sum, in the stipulated time can send shivers down any student, leaving them overwhelmed, and searching for answers How to pay student loans?
So, here are some of the ways you can ensure swift payment of the massive loan you have acquired:
Analyze and Organize:
Firstly, visit the National Student Loan Data System, to get a clearer picture of your debt, in order to gain a better understanding of where you stand. Also, analyze what your bank balances and interest rate’s current position is.
Try to explore and find out if lower interest rates are available. Do not hesitate to re-negotiate the rate down. Understand the fact that a lower interest rate results in greater payments going towards, the imbursement of the loan principle and hence paving way for speedy servicing of debt acquired. It may also result in savings, once what you are paying monthly is marked down.
What happens if you do not qualify?
There is a good chance that you will qualify for most federal run programs, notwithstanding your credit score or monthly earning. If you are unable to do so or need to secure even more funding, it will be a sea of trouble for you.
This is where the private sector entities come in and the need to approach the private sector like banks, loan companies etc. arises. Here, you will require debt-to-income ratios as well as credit scores as a prerequisite for borrowing.
However, there is a good chance that you won’t fulfill these criteria because as a student you may not have worked before, hence not having any credit history at all.
In case you are rejected for a loan, due to the absence of a credit score, you will then be needing a co-signer. A co-signer is a guarantor who applies for the loan along with you, promising the loan granting entity to repay the loan, should you fail to do so.
Alleviate your loan paying woes by acquiring a scholarship:
If you have had an excellent academic career till this point and possess good grades, you can skip the whole education financing trouble altogether, by applying for a scholarship and trying your luck.
There are many Scholarship for Students available exclusively for those in college and the truth is, with an above average academic record and by putting a little effort in your scholarship essay, you can win a scholarship easily.
Here are some of them which can prove to be a huge Student help in education:
1- The financial freedom scholarship:
The financial freedom scholarship is available for high school seniors as well as the college seniors. The amount is $1,000 which will not be enough but it could make a difference. However, you have to submit an essay between 1000 to 2000 words.
2- Andrew Flusche Scholarship Contest:
This unique scholarship awards you by requiring you to create a podcast or what you might refer to as a v-log that shows you interacting with a police officer in a correct manner or a manner that is the most appropriate. This video should not be more than three minutes long and should be posted on YouTube.
3- College Scholarship Contest:
To get the advantage of this scholarship, you must be admitted currently to a college or university and have a minimum 3.5 CGPA. It awards an amount of $1,500.
4- F. Armstrong Scholarship – Cornell College:
This scholarship awards a huge sum of $16,000 to college freshman. However, there is a drag i.e. you will have to be studying at Cornell to take advantage of this scholarship.
Exploring scholarships for first-generation students:
A prevalent confusion – who is a first-generation college student?
The term “First-generation college students” refers to the students fulfilling the following criteria:
- Neither of their parents has a bachelor’s or above degree
- Neither of their parents has an Associate or above degree
- Neither of their parents went to college or were able to achieve a college degree
First-generation college student means any individual who represents his or her immediate family as the first one to pursue a higher education college degree or an associate degree of 4-year duration.
Most of the people don’t opt for college education because they believe that they can bear the skyrocketing expenses that come with such an education!
Several government programs or grants with a public-private partnership, give scholarships for young people of a family aspiring to become the first ones to go college, because of the hurdles faced by most marginalized communities, which is why they don’t opt for a college education. For instance, they are unable to afford the high tuition fee, the expense of food and textbooks etc.
A College student scholarship offers student help in accessing higher education, hence motivating others in their families to go down the path of higher education.
Further information is available and can be accessed for Students help online! There are many other opportunities available too, for financing your education if you are interested and ready to make that kind of effort.